Grantee Directory

Projects and organizations funded by the Interledger Foundation, working to expand access to digital financial services around the world.

The Work in Practice

Interledger grantees work across the world in different financial environments, from regions with limited infrastructure to highly connected digital economies. They include community-based organizations, researchers, technologists, and advocates who build infrastructure, advance research, shape policy, and expand how financial systems work in practice.

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49 results

  2. Plata Financial Inc.

    Digital Financial Services

    247 200 USD

    Total amount committed

    • Location: United States
    Project lead: Miguel Alecio

    miPlata is developing an integrated financial platform for unbanked Latinos that connects payroll, digital banking, and cross-border remittances using the Interledger Protocol to reduce costs and improve access to financial services. Through a B2B2C approach that partners with employers and payroll providers, the project enables seamless payments and low-cost transfers, advancing financial inclusion for workers and their families across the Americas.

  3. Wei (Wayne) Wang

    Call for Papers

    5 000 USD

    Total amount committed

    • Location: Hong Kong
    Project lead: Wei (Wayne) Wang

    Informal Interoperability and Digital Yuanization in Africa: A Chinaā€“South Africa Comparative Study of Cross-Border Financial Inclusion. This paper will investigate both the potential and the potential challenges of embracing interoperable digital transaction systems as the primary form of payment within mass transit systems around the world, specifically exploring how the Interledger Protocol (ILP) ā€” a protocol the enables rapid interoperable payments ā€” could be pivotal to this aim. By examining the current successes and failures of mass transit payment structures in various cities, this paper will form a comprehensive summary of how the Interledger Protocol (ILP) might act as a vehicle for enabling both greater economic and physical mobility. It will synthesize the findings of case study examples that explore how interoperable digital payments have already been deployed in order to facilitate greater financial access, and what barriers those systems have faced. The qualitative and quantitative insights drawn from this analysis will be applied towards building directly on the summary understanding of the current state of mass transit payment systems in order to draw conclusions about how ILP can most effectively be used to expand access to transit on a global scale.

  4. Kai OS Technologies

    Technical Partnerships

    250 000 USD

    Total amount committed

    • Location: Hong Kong
    Project lead: Yu Zheng

    This project proposes the integration of the Interledger EMV v8 payment kernel into KaiOSā€™s SoftPOS software baseline, which already includes support for major card schemes (e.g., Mastercard, Visa, UnionPay, Verve). The enhanced SoftPOS platform will then be licensed to OEMs (mobile and terminal manufacturers) for deployment in commercial-grade payment devices.

  5. BessPay Limited

    Digital Financial Services

    150 000 USD

    Total amount committed

    • Location: Jamaica
    Project lead: Douglas Davidson

    The BessPay Plugin integrates Interledger Open Payments into the Sharetribe marketplace platform, enabling buyers and sellers in underserved regions to transact without reliance on traditional gateways like Stripe. By combining ILP technology with Chimoneyā€™s payment infrastructure, the project empowers MSMEs in the Global South to access global markets and drive inclusive economic growth.

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  6. Kanzu Code

    Digital Financial Services

    248 006 USD

    Total amount committed

    • Location: Uganda
    Project lead: Maria Gorrettie Namuddu

    This project develops an ILP-enabled instant microloans infrastructure within Kanzu Banking to empower SACCOs, VSLAs, and microfinance institutions in Uganda with fast, accessible digital lending capabilities. By integrating interoperable payment systems, automated credit scoring, and mobile wallet connectivity, the initiative expands financial inclusion and enables underserved communities to access affordable credit and grow their economic opportunities.

  7. Paysys Labs

    Digital Financial Services

    250 000 USD

    Total amount committed

    • Location: Pakistan
    Project lead: Karim Jindani

    RafikiRemit is a partnership between Paysys Labs and Allied Bank Limited to integrate the bank into the Interledger network, enabling faster, lower-cost cross-border remittances through ILP and Rafiki. By transforming customer accounts into interoperable digital wallets, the project enhances payment efficiency and advances financial inclusion in Pakistanā€™s remittance ecosystem.

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  8. Interledger Ambassador: Caroline Sinders

    Ambassadorships & Fellowships

    40 000 USD

    Total amount committed

    • Location: United States
    Project lead: Caroline Sinders

    ā€By Design? The Hidden Harms Within Banking Apps,ā€Ā highlights how harmful design patterns (often called dark patterns or deceptive design patterns) are barriers to digital inclusion because they unintentionally trick, confuse, manipulate, or nudge users into making unintended decisions. This project aims to provide those building new digital financial services with insights on how to design inclusively and mitigate the risk of unintentional harm when engaging with demographics or contexts.

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  9. Interledger Ambassador: Sheena Allen

    Ambassadorships & Fellowships

    40 000 USD

    Total amount committed

    • Location: United States
    Project lead: Sheena Allen

    Financial Exclusion in the Southern U.S. : The Real Whys, Challenges, and the [Potential] Role of Digital Inclusion study investigates the financial exclusion faced by unbanked, underbanked, and neglected individuals in the Southern U.S. By prioritizing direct engagement, it seeks to uncover systemic and behavioural barriers that may be overlooked using traditional research methods.

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  10. Chimoney

    Digital Financial Services

    500 000 USD

    Total amount committed

    • Location: Nigeria
    Project lead: Uchi Uchibeke, Uchi Uchibeke

    Chimoney is integrating the Interledger Protocol across its financial services ecosystem to enable seamless, interoperable payments through its Wallet-as-a-Service platform and ILP-enabled infrastructure. By issuing payment pointers, supporting web monetization, and enabling cross-platform transactions, the project expands access to efficient digital payments and accelerates global adoption of open payments.

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