Grantee Directory

Projects and organizations funded by the Interledger Foundation, working to expand access to digital financial services around the world.

The Work in Practice

Interledger grantees work across the world in different financial environments, from regions with limited infrastructure to highly connected digital economies. They include community-based organizations, researchers, technologists, and advocates who build infrastructure, advance research, shape policy, and expand how financial systems work in practice.

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84 results

  1. Chenai Chair

    Call for Papers

    5 000 USD

    Total amount committed

    • Location: South Africa
    Project lead: Chenai Chair

    Data for financial inclusion? An assessment of immigrants experiences with remittance platforms for financial inclusion. This submission connects to issues and topics across three topic areas. Specifically our research will highlight the following topics: Case studies of financial inclusion or exclusion at the margins Inclusion across the spectrum of financial products and services; Mobile operators and non-financial firms in the financial landscape, and Digital identity verification, data protection, and cross-border compliance.

  2. Chioma Nwaiwu

    Call for Papers

    5 000 USD

    Total amount committed

    • Location: Nigeria
    Project lead: Chioma Nwaiwu

    Financial Inclusion at the Margins: Forcibly Displaced Persons, Gender gaps and the Potential of Open Payment Interoperability in Nigeria. This paper draws on a 2024 CBN-led diagnostic survey across seven states (Adamawa, Borno, Benue, Cross River, Katsina, Yobe, and Zamfara)—where over 60% of IDPs reside—to examine financial inclusion among IDPs in camps, IDPs in host communities, refugees, and local residents. Though the current National Financial Inclusion Strategy (NFIS) (2021–2024) does not explicitly target forcibly displaced persons (FDPs), its emphasis on underserved regions, KYC constraints, and non-bank delivery channels aligns with many of their barriers. The diagnostic lays the foundation for FDP inclusion in Nigeria's upcoming NFIS strategy, highlighting that without intentional targeting, FDPs—especially women and rural dwellers—will remain structurally excluded.

  3. Fernanda Pizarro Munoz

    Call for Papers

    5 000 USD

    Total amount committed

    • Location: Chile
    Project lead: Fernanda Pizarro Munoz

    The Magallanes Experiment: How Open Payment Protocols Can Redesign Financial Inclusion in Chile’s Borderlands. This paper examines regulatory gaps in Chile’s payment policies (e.g., Transbank’s monopoly, Fintech Law 2023) and proposes reforms to mandate interoperability as public infrastructure, inspired by models like India’s UPI. It then explores ILP’s technical potential to enable low-cost, cross-border payments in Magallanes, formalizing informal transactions while ensuring security and public oversight. By linking policy (central bank mandates, antitrust rules) with technology (decentralized protocols, governance standards), the paper argues that interoperable systems—when embedded in law—can empower marginalized regions, turning Magallanes into a blueprint for financially excluded yet digitally connected territories worldwide.

  4. Smashing Magazine

    Grant for the Web

    58 359 USD

    Total amount committed

    • Location: Germany
    Project lead: Mariona Jones

    Smashing Magazine publishes reliable, useful, and practical articles about web design and development written by industry experts. With a grant from the Interledger Foundation, Smashing Magazine is experimenting with Web Monetization as an additional revenue model and creating educational content for web developers.

  5. Sophia Collender

    Call for Papers

    5 000 USD

    Total amount committed

    • Location: United States
    Project lead: Sophia Collender

    How Money Could Move Us: The Feasibility of Payment Interoperability Among Global Mass Transit Systems. This paper will investigate both the potential and the potential challenges of embracing interoperable digital transaction systems as the primary form of payment within mass transit systems around the world, specifically exploring how the Interledger Protocol (ILP) — a protocol the enables rapid interoperable payments — could be pivotal to this aim. By examining the current successes and failures of mass transit payment structures in various cities, this paper will form a comprehensive summary of how the Interledger Protocol (ILP) might act as a vehicle for enabling both greater economic and physical mobility. It will synthesize the findings of case study examples that explore how interoperable digital payments have already been deployed in order to facilitate greater financial access, and what barriers those systems have faced. The qualitative and quantitative insights drawn from this analysis will be applied towards building directly on the summary understanding of the current state of mass transit payment systems in order to draw conclusions about how ILP can most effectively be used to expand access to transit on a global scale.

  6. Asociacion Mexicana de Uniones de Credito del Sector Social, A.C. (AMUCSS)

    Community Grants

    60 385 USD

    Total amount committed

    • Location: United States
    Project lead: Matias Cortese

    The work of AMUCSS (Asociación Mexicana de Uniones de Crédito del Sector Social), the People’s Clearinghouse, and the Interledger Foundation is rooted in one shared belief: that financial inclusion is not just about money, but about people, land, and culture. What might seem like simple economic activity is, in truth, a story of life, resilience, and tradition. One where digital tools meet ancestral knowledge to build a fairer future. This project had the goal of integrating rural reality and technology in the most humane way possible.

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  7. Contigo Global LLC

    Community Grants

    60 900 USD

    Total amount committed

    • Location: United States
    Project lead: Nandini Harihareswara

    The Interledger Foundation granted Contigo Global LLC to a) introduce immersive learning concepts to the Foundation’s Summit Program Committee; and b) to design and implement a new, relevant immersive learning session for the ILF 2025 Mexico Summit: The Regulator’s Dilemma.

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  8. Kanzu Code

    Digital Financial Services

    248 006 USD

    Total amount committed

    • Location: Uganda
    Project lead: Maria Gorrettie Namuddu

    This project develops an ILP-enabled instant microloans infrastructure within Kanzu Banking to empower SACCOs, VSLAs, and microfinance institutions in Uganda with fast, accessible digital lending capabilities. By integrating interoperable payment systems, automated credit scoring, and mobile wallet connectivity, the initiative expands financial inclusion and enables underserved communities to access affordable credit and grow their economic opportunities.

  9. Interledger Ambassador: Andria Barrett

    Ambassadorships & Fellowships

    40 000 USD

    Total amount committed

    • Location: Canada
    Project lead: Andria Barrett

    Project, “Empowering Global ROSCA Users through Digital Financial Inclusion,” focuses on ROSCA users and aims to discover what steps need to be taken to support their transition to using digital financial tools that encourage global participation.

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  10. Interledger Ambassador: Caroline Sinders

    Ambassadorships & Fellowships

    40 000 USD

    Total amount committed

    • Location: United States
    Project lead: Caroline Sinders

    ”By Design? The Hidden Harms Within Banking Apps,” highlights how harmful design patterns (often called dark patterns or deceptive design patterns) are barriers to digital inclusion because they unintentionally trick, confuse, manipulate, or nudge users into making unintended decisions. This project aims to provide those building new digital financial services with insights on how to design inclusively and mitigate the risk of unintentional harm when engaging with demographics or contexts.

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